Fast Working Capital Loans for Dallas Businesses

Quick access to working capital from $5,000 to $600,000 with funding as fast as same day.

$5,000 - $600,000 loan amount

verified 90% Approval Rate

bolt Same-Day Funding

star 4.8/5 Trustpilot

groups 50,000+ Funded

Key Features

check_circle Loan amounts: $5,000 to $600,000

check_circle Terms: 6 to 24 months

check_circle Factor rates starting at 1.11

check_circle Funding as fast as same day

check_circle Daily or weekly repayment options

check_circle 90% approval rate for eligible applicants

How It Works

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Step 1

Quick Application

Complete our 5-minute online application with basic business information.

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Step 2

Fast Review

Our data-driven underwriting analyzes your business health for quick decisions.

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Step 3

Accept Offer

Review your personalized offer with transparent terms and pricing.

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Step 4

Same-Day Funding

Funds deposited directly to your business bank account as fast as same day.

Keep Your Business Moving with Working Capital

Working capital is the lifeblood of your business. It’s what keeps daily operations running, pays your employees, stocks your inventory, and funds your growth. When cash flow gets tight, a working capital loan provides the immediate capital injection your business needs.

When to Use Working Capital

Read our complete working capital loans guide to understand how these loans can help your business.

Common Uses for Working Capital Loans:

Inventory Purchases: Stock up before busy seasons or take advantage of supplier discounts
Payroll: Ensure your team gets paid on time during slow periods
Marketing Campaigns: Launch advertising to drive more business
Emergency Repairs: Fix critical equipment or facilities immediately
Expansion Costs: Open new locations or hire additional staff
Seasonal Gaps: Bridge the revenue gap between slow and busy seasons

Our Data-Driven Approach

Traditional banks often reject small businesses based solely on credit scores. We take a different approach. Our data-driven underwriting analyzes multiple factors:

Monthly Revenue: We look at your actual business income
Time in Business: Established track record matters
Bank Statements: Cash flow patterns tell the real story
Industry Performance: We understand your market conditions

This comprehensive view means more businesses qualify, even if they’ve been turned down elsewhere.

Flexible Repayment Options

We understand that cash flow isn’t always predictable. That’s why we offer flexible repayment structures:

Daily Payments: Small automatic withdrawals spread across business days. Ideal for businesses with consistent daily sales.

Weekly Payments: Larger weekly withdrawals that align with payroll cycles. Good for businesses with weekly revenue patterns.

Both options are automatically debited from your business account, making repayment simple and predictable.

Get Funded Fast

In business, timing is everything. Our streamlined process is designed to get you capital when you need it:

Apply in 5 minutes with basic business information
Get approved in hours with our rapid underwriting
Receive funds same day directly to your bank account

No lengthy applications, no weeks of waiting, no jumping through hoops. Just fast, straightforward business funding.

Ready to Apply?

Check your eligibility in 60 seconds with no impact to your credit score. See what offers you qualify for and get the working capital your Dallas business needs to thrive.

What Our Clients Say

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"Needed emergency capital for inventory. Applied in the morning, funded by afternoon. Lifesaver for our seasonal business."

Jennifer P.

Garland, TX

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"Banks said no because of our credit score. These guys looked at our actual business revenue and approved us within hours."

Marcus D.

Richardson, TX

Frequently Asked Questions

How fast can I get funded? expand_more

Once approved, you can receive funding as fast as the same day. Most businesses are funded within 24-48 hours. Our streamlined process and data-driven underwriting enable rapid decisions.

What credit score do I need? expand_more

We typically require a minimum 500 FICO score, but we use data-driven underwriting that considers your overall business health, not just credit. Factors like monthly revenue, time in business, and cash flow patterns are equally important.

What can I use working capital for? expand_more

Working capital can be used for virtually any business purpose: inventory purchases, payroll, marketing, equipment repairs, expansion costs, seasonal expenses, or bridging cash flow gaps.

What are factor rates? expand_more

Factor rates express the total cost of the loan as a multiplier. For example, a 1.15 factor rate on a $100,000 loan means you'll repay $115,000 total. This is different from APR and makes it easy to understand your total cost upfront.

Ready for Working Capital Loans?

Get pre-qualified in 60 seconds with no impact to your credit score. Our team is ready to help you find the right financing solution.

Get Started Today