Upgrade Your Business with Zero Upfront Capital
Fast, flexible equipment financing solutions tailored for Dallas-based small businesses and industrial growth.
Fast Pre-Qual
Get an estimate in under 60 seconds. No credit impact.
How It Works
1. Apply
Complete our simple 5-minute online application with basic business info.
2. Approval
Receive a decision and multiple customized offers within 24-48 hours.
3. Funding
Funds are disbursed directly to equipment vendors to get you up and running.
Financing Solutions
From equipment purchases to working capital, we offer flexible financing options tailored to your business needs.
Business Line of Credit
Access revolving credit up to $250,000+ and only pay interest on what you use - perfect for managing cash flow.
$10,000 - $250,000
Equipment Financing
Finance business equipment up to $10 million with terms up to 10 years. Equipment serves as collateral for easier approval.
$10,000 - $10,000,000
Long-Term Business Loans
Finance your business growth with extended terms up to 24 months and beyond through our partner network.
$10,000 - $250,000
Merchant Cash Advance
Get up to $600,000 with repayment based on your daily credit card sales - perfect for businesses with fluctuating revenue.
$5,000 - $600,000
SBA Loans
Access government-backed SBA loans up to $5 million with competitive rates and extended terms up to 25 years.
$50,000 - $5,000,000
Working Capital Loans
Quick access to working capital from $5,000 to $600,000 with funding as fast as same day.
$5,000 - $600,000
Section 179 Deductions
Deduct the full purchase price of qualifying equipment from your gross income.
Terms up to 10 Years
Flexible repayment structures designed to match your business cash flow cycles.
Multi-Million Capacity
Whether it's one machine or a fleet, we fund projects ranging from $5K to $10M+.
Loan vs. Lease Comparison
Compare our two most popular financing structures to see which fits your growth strategy.
| Feature | Equipment Loan | Equipment Lease |
|---|---|---|
| Ownership | You own it from day one | Option to buy at end of term |
| Monthly Payments | Higher monthly principal | Lower operational payments |
| Tax Benefits | Depreciation + Interest | Fully deductible lease payments |
| Upfront Costs | Usually 10-20% down | Often 0% down required |
Serving the DFW Metroplex
We are proud to support local businesses across North Texas. Our proximity allows for on-site visits and faster localized underwriting.
radar Local HQ: Dallas, TX
What Our Clients Say
Trusted by 50,000+ businesses across Texas
"Got funded in 24 hours for new construction equipment. The process was straightforward and the team was incredibly helpful throughout."
Michael R.
Construction Company, Dallas
"After being turned down by banks, they approved us within hours. The working capital loan helped us expand to a second location."
Sarah T.
Restaurant Owner, Irving
"The MCA option saved our seasonal business. Payments adjust with our sales so slow months aren't a burden."
James L.
Retail Store, Richardson
Frequently Asked Questions
Get answers to common questions about business financing
How fast can I get funded? expand_more
We offer some of the fastest funding in the industry. Pre-qualification takes just minutes with no credit impact. Once approved, you can receive funding as fast as the same day, with most businesses funded within 24-48 hours.
What credit score do I need to qualify? expand_more
We use data-driven underwriting that looks at your overall business health, not just your personal credit score. While we typically require a minimum 500 FICO score, we approve 90% of eligible applicants by considering factors like monthly revenue, time in business, and cash flow patterns.
What are the minimum requirements to apply? expand_more
Basic requirements include: at least 6 months in business, minimum $15,000 monthly revenue, and a 500+ FICO score. However, requirements vary by product - equipment financing and SBA loans may have different criteria.
Do I need collateral for equipment financing? expand_more
With equipment financing, the equipment itself serves as collateral, which can make approval easier and may result in better terms. This means you don't need to put up additional business or personal assets.
What repayment options are available? expand_more
We offer flexible repayment options to match your business cash flow: daily, weekly, or monthly automatic payments. For merchant cash advances, repayment is based on a percentage of your daily card sales, so payments adjust with your revenue.
Ready to Grow Your Business?
Get pre-qualified in 60 seconds with no impact to your credit score. Our team is ready to help you find the right financing solution.